• 29 Victoria Parade,
    Collingwood VIC 3066, Australia

  • 03 8560 2145
    0404 617 666

  • Email :
    john@premiumpropertyfinance.com

Our Services



Home Loan Centre

Home Loan Centre

Whether you are looking for your first home, or to renovate or move, we have 25 years of experience in finding the best owner occupier loans to suit your needs.  Whatever your requirements we have access to all major and second tier lenders to bring you the lowest rate options on the market.

Investment Loans

Investment Loans

Ready to invest in the property market to grow your wealth and save tax?  We know all the tax requirements for structuring loans to maximise your deductions.

SMSF Loans

SMSF Loans

Tap into your superannuation and use the power of leverage to super charge your superannuation.  We are fully experienced with the complex borrowing requirements of the superannuation legislation, and our affiliated accounting practice can even assist you with the establishment of your self-managed super fund and rollover of your existing superannuation.

Commercial Loans

Commercial Loans

Lending requirements for commercial property and businesses vary from lender to lender.  We will negotiate the maze of loans to find the most suitable commercial loan for your requirements.

Car Financial Services

Car Finance

Through our panel of lenders we have access to lease and chattel mortgage options to finance new and near new vehicles at very competitive rates, whether the vehicle is for business or private purposes.

Equipment Finance

Equipment Finance

Don’t let obsolete or inefficient equipment hold back your business.  We have a range of finance options for business owners to invest in the future profitability of their business.

Fundraising Loan Referral Program

Fundraising Loan Referral Program

Premium Property Finance can help you earn additional income for your business or community group or club by providing you with the opportunity to introduce members to our competitive range of home, investment and business loan solutions. There are no fees to participate, and you can terminate the Referral Agreement at any time. The Premium Property Finance Loan Referral Program can offer a real financial benefit to your group through upfront commission payments for referrals where Premium Property Finance arranges finance approval and funds a loan for a customer introduced by you. The more people you refer who have a Premium Property Finance loan approved and funded, the more your organization can earn. This can be a great way of assisting a funding program for your club.

The process of referring a customer to Premium Property Finance is easy.
Simply refer your member to Premium Property Finance or provide their details and we will contact the potential customer and commence the loan application process. Alternatively, the member can complete our online loan pre approval form and send it through to us. When we make contact with them they can advise that they are a member of your group or club.

If the loan is approved and funded, the commission payment will be paid directly into your nominated bank account following settlement. A typical commission payment for an approved and funded loan starts at around $400.00 based on an average loan size of $350,000.00.

Premium Property Finance offers a fee free service, we are accredited with most lenders and we present comprehensive loan comparisons for review. For further information, including a Loan Program Referral Agreement, please contact John Evans on 0404 617 666, or email via the Talk to Us tab.

Loans for Foreign Property Investors

Loans for Foreign Property Investors

Recently the major Australian banks have ceased to lend to foreign property investors. However, Premium Property Finance still has access to lenders that may be able to assist.
Foreign property investors can borrow up to 70% of the purchase price of a new property in Australia, although there are some restrictions on the types of property that a foreign investor can purchase. Foreign Investment Review Board (FIRB) approval is required for foreign nationals buying real estate in Australia, except for New Zealand residents and Australian permanent residents.

Our panel of lenders requires a verification of income, and all documentation is required in English. Please use the PPF Loan Approval Form link for the necessary documents required to be submitted with your loan application. As translation of the documentation is required before submission to the lenders, there is an administration fee payable for all foreign property investor loans. This fee is to cover the costs of translation by a lender approved translator. Apart from this administration fee, our services for arranging your finance are free.

Due to the additional processing requirements involved with foreign property investor loans, this process does take longer than a regular mortgage application. We encourage applicants to begin the process well in advance of the date that the funds are required.

Properties to Purchase

Properties to Purchase

Once you have obtained your loan pre approval you are now ready to purchase a property. If you would like to view off the plan properties and completed properties, our affiliate Landseeker Properties has a range of properties on their database that are constantly being updated. Why battle against other bidders at an auction when you can purchase a property knowing that the asking price is the price that you pay. Buying off the plan also means that you lock in today’s price, earn capital growth during the construction phase but not pay for the property until completion. Can’t see a property that you like, tell them what you are looking for and they will find it for you at no cost to you, residential or commercial.